Online Payment
>> Friday, March 19, 2010
Shopping, paying bills, and interacting or exchanging money online is not new anymore and almost everyone of do it confidently. However, when you are making an online payment, there is a safer way to do it.Credit cards are the most popular method of paying online.
Debit cards are also being used actively because these days most people do not want to use their credit cards. Also, the advantage of using debit cards is that it will debit your account directly and you will not owe anything to anyone. Usually it is an ATM card that also doubles up as a debit card. It will have its own PIN number.
You can also pay your bills online using these cards. Some banks offer the feature of paying bills. However, using your debit card online is as good as using your bank account details online so you should be extra careful while doing that.Make sure that when you make your transactions, they are carried out in a secure manner.
This means that using a browser that has the ability to encrypt your user ID and password when you are executing the online payment. Also, the browser, when secure, will protect all your personal information from being accessed by a third party. If your browser does not have encryption, then gets a secure web browser. Internet Explorer and Fire Fox are two reliable browsers that come with encryption.
Also, ensure that the bank site is secure. Do not save passwords in the browser history. Your bank website, if it is good, will automatically remove this option. Never save bank account or credit card information on the browser. It is better to type it out each time you have to make a purchase.
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